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๋ฏธ๊ตญ์ธ์˜ ์›”ํ‰๊ท  ์‹ ์šฉ์นด๋“œ ์†Œ๋น„ ํ†ต๊ณ„ by VISUALCAPITALIST.com

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2021๋…„ ํ•œ ํ•ด๊ฐ€ ์ €๋ฌผ์–ด๊ฐ€๊ณ  ์žˆ๋Š”๋ฐ์š”. ์˜ฌํ•ด๋Š” ์–ด๋””์— ๋ˆ์„ ์“ฐ์…จ๋‚˜์š”? ์ฝ”๋กœ๋‚˜19 ํŒฌ๋ฐ๋ฏน์œผ๋กœ ์ œํ•œ๋œ ์ƒํ™œ ์†์—์„œ๋„ ๋ณด๋ณต ์†Œ๋น„์‹ฌ๋ฆฌ๊ฐ€ ๊ฟˆํ‹€ ํ•˜์…จ๋Š”์ง€ ์•„๋‹ˆ๋ฉด ๋‹ค๊ฐ€์˜ฌ ์ข€ ๋” ๋‚˜์€ ๋ฏธ๋ž˜๋ฅผ ์œ„ํ•ด ์•„๋ผ์…จ์„์ง€ ๊ถ๊ธˆํ•ด์ง€๋Š”๋ฐ์š”.

 

์ฝ”๋กœ๋‚˜ 19 ํŒฌ๋ฐ๋ฏน ์ดํ›„ ๋ฏธ๊ตญ์ธ๋“ค์˜ ์›”๊ฐ„ ์‹ ์šฉ์นด๋“œ ์ง€์ถœ ํ˜„ํ™ฉ์€...


์ฝ”๋กœ๋‚˜19 ํŒฌ๋ฐ๋ฏน๊ณผ ํ•จ๊ป˜ ๋ฏธ๊ตญ์ธ๋“ค์€ ์š”๋ ‡๊ฒŒ ๋ˆ์„ ์“ฐ๊ณ  ์žˆ๋‹ค๊ณ  ํ•˜๋„ค์š”. VISUAL CAPITALIST๊ฐ€ Personal Capital์˜ ์ž๋ฃŒ๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ๋ฏธ๊ตญ์ธ์˜ ํ•œ๋‹ฌ ์‹ ์šฉ์นด๋“œ ์”€์”€์ด๋ฅผ ์ •๋ฆฌํ•œ ์ž๋ฃŒ์ธ๋ฐ์š”. ๋ฏธ๊ตญ์ธ ํ‰๊ท  ์ž๋ฃŒ์ด๋‹ˆ ์šฐ๋ฆฌ์™€๋Š” ๋‹น์—ฐํžˆ ๋‹ค๋ฅด๊ฒ ์ง€๋งŒ, ์—ฌํ–‰(822๋‹ฌ๋Ÿฌ, 16.9%), ์ƒํ’ˆ ๊ตฌ๋งค(815๋‹ฌ๋Ÿฌ, 16.7%), ์™ธ์‹(567๋‹ฌ๋Ÿฌ, 11.6%), ์‹๋ฃŒํ’ˆ(562๋‹ฌ๋Ÿฌ, 11.5%), ์˜๋ฅ˜/์‹ ๋ฐœ(522๋‹ฌ๋Ÿฌ, 10.7%) ๋“ฑ ์ˆœ์œผ๋กœ ์ง€์ถœ์„ ํ•˜๊ณ  ์žˆ์—ˆ๋Š”๋ฐ ํŒฌ๋ฐ๋ฏน ์ „๋ณด๋‹ค ์™ธ์‹๊ณผ ์˜๋ฅ˜/์‹ ๋ฐœ ๊ตฌ๋งค๊ฐ€ ์ค„์–ด๋“œ๋Š” ๋“ฑ ๋ณ€ํ™”๊ฐ€ ์ฐพ์•„์™”๋‹ค๊ณ  ํ•˜๋”๊ตฐ์š”. ๊ทธ๋Ÿฐ๋ฐ ์ง€์ถœ์•ก์ด ๊ฝค ์ปค ๋ณด์ด์ฃ ? ๊ทธ๊ฑด ์ด ์ž๋ฃŒ๋ฅผ ๊ตฌ์„ฑํ•˜๊ณ  ์žˆ๋Š” ์ด๋“ค์ด ํ‰๊ท  ์ž์‚ฐ 130๋งŒ ๋‹ฌ๋Ÿฌ๋‚˜ ๋˜๊ธฐ ๋•Œ๋ฌธ์ด๋ผ๊ณ  ํ•˜๋”๋ผ๊ณ ์š”.-_- ๋ฏธ๊ตญ์ธ๋“ค์ด ๋‹ค ๊ทธ๋ ‡๊ฒŒ ์ž์‚ฐ์ด ๋งŽ์€ ๊ฑด ์•„๋‹ˆ๋‹ˆ ์ผ๋ฐ˜์ ์ธ ํ†ต๊ณ„๋ณด๋‹ค ์ข€ ๋” ๋งŽ์ด ์žกํ˜€์žˆ์„ ๊ฒƒ ๊ฐ™์ง€๋งŒ, ์–ด๋–ค ํ•ญ๋ชฉ์— ์–ด๋Š ์ •๋„๋กœ ์“ฐ๋Š๋ƒ ๊ทธ ๋น„์œจ์„ ์‚ดํŽด๋ณด๋ฉด ๋ฏธ๊ตญ์ธ์˜ ์†Œ๋น„ ํŒจํ„ด์„ ์กฐ๊ธˆ์€ ์ฝ์„ ์ˆ˜ ์žˆ์ง€ ์•Š์„๊นŒ ์‹ถ๋„ค์š”.

 

๋ฏธ๊ตญ์ธ๋“ค ๋ฐ์ดํ„ฐ๋ฅผ ๋ณด๊ณ  ์žˆ์ž๋‹ˆ ํ•œ๊ตญ์ธ๋“ค์˜ ์ƒํ™ฉ์€ ์–ด๋–จ์ง€ ๋‹ค์‹œ ๊ถ๊ธˆํ•ด์ง€๋”๋ผ๊ณ ์š”.@_@ ์—ฌ๋Ÿฌ๋ถ„์€ ์–ด๋””์— ์–ผ๋งˆ๋‚˜ ์“ฐ๊ณ  ๊ณ„์‹ ๊ฐ€์š”? ์†Œ๋น„ ํญ๋ฐœ์ด๋˜ ์œ„๊ธฐ๋ฅผ ๋Œ€๋น„ํ•ด ์•„๋ผ์‹œ๋˜ ๋ชจ์ชผ๋ก 2022๋…„์—” ๋” ํ’์„ฑํ•˜๊ณ  ๊ฑด๊ฐ•ํ•œ ํ•œ ํ•ด ๋ณด๋‚ด์‹œ๊ธธ ๋ฐ”๋ž„๊ฒŒ์š”.

 


 

A Breakdown of Americans’ Monthly Credit Card Spending

Do you know where your money goes? From travel to gas, we break down Americans’ monthly credit card spending by category.

www.visualcapitalist.com

 

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